Formal and Informal Microfinance in Nigeria. Which of Them Works?

Marinella Boccia ()
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Marinella Boccia: University of Salerno

A chapter in Mathematical and Statistical Methods for Actuarial Sciences and Finance, 2021, pp 103-108 from Springer

Abstract: Abstract The aim of this paper is to study whether access to formal/informal credit in Nigeria has an effect on household wellbeing. Using a General Household Panel Survey of the World Bank, quantitative methods are employed in order to evaluate these effects. The empirical results make in evidence a positive relationship especially on expenditure of non-durable goods. Moreover the results are no surprising in total income and in the reduction in poverty and inequality. Basically the improvement in their living standards is recorded in the same year in which they borrow.

Keywords: Microfinance; Wellbeing; Econometrics (search for similar items in EconPapers)
Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-030-78965-7_16

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DOI: 10.1007/978-3-030-78965-7_16

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