Conclusion

Maria Lissowska ()
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Maria Lissowska: Warsaw School of Economics

Chapter Chapter 6 in Consumer Credit in Europe, 2021, pp 119-124 from Springer

Abstract: Abstract This chapter summarizes the most important findings of the book. It compares the crisis of consumer credits in 2008 and the recent one linked to the Coronavirus pandemic. The first was provoked by optimism and loose regulation, the second has external origins. As to more permanent changes, it describes the consequences for consumers, positive and negative, of the digitalization of credits. It underlines particular role of credits for poorer households. It indicates regulatory responses to new conditions in crediting, like digitalization.

Keywords: Consumer credits; 2008 crisis; Coronavirus pandemic; Digitalization; Credit legislation; Life cycle of financial decisions (search for similar items in EconPapers)
Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-030-88231-0_6

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DOI: 10.1007/978-3-030-88231-0_6

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