Affordable Housing in Pakistan: The Policy and Institutional Imperatives

Nasir Javed () and Syeda Sani-e-Zahra Naqvi ()
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Nasir Javed: Urban Development Specialist
Syeda Sani-e-Zahra Naqvi: Urban Development Specialist

Chapter Chapter 12 in Accessible Housing for South Asia, 2022, pp 225-242 from Springer

Abstract: Abstract SeveralAffordable housing studiesPakistan have been done on issues about the housing sector, and mostly have identified the policy and institutional constraints that negatively impact the provision of a balanced housing marketHousing market. Unless the landLand and housing marketHousing market sector are thoroughly reviewed and its policy and institutional imperatives addressed, the affordability gap would always be there. Some of the key policy issues that negatively impact the affordability index are lack of a sound system of urban landUrban land records, archaic city master plans, building regulations that favour sprawl and low-rise developments, incentives for investing in landLand and disincentives for rental housing, very low financing by the banks, lack of a mortgage market and ill capacitated regulators etc. This chapter looks at some of these key policy and institutional issues that impact the housing marketHousing market, analyses with data and recommends key interventions that can lead to smart and dense cities with affordable housingAffordable housing for all sections of the society. It keeps in view the frameworks provided by the UNHABITAT, the World Bank and the recommendationsRecommendation made at several forums by the international development organizations in coming forward with several definitive recommendationsRecommendation.

Keywords: Housing policy; Housing institutions; Pakistan (search for similar items in EconPapers)
Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-030-88881-7_12

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DOI: 10.1007/978-3-030-88881-7_12

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