For the Urban Poor’s Fairer Share in the Housing Process—Takeaways from People for Policy and Practice

Sangeeta Maunav ()
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Sangeeta Maunav: Human Settlements Management Institute, HUDCO, Government of India

Chapter Chapter 16 in Accessible Housing for South Asia, 2022, pp 285-295 from Springer

Abstract: Abstract The Pradhan Mantri Awas Yojana–Housing for All (Urban) mission of the GovernmentGovernment of IndiaIndia, with four mutually exclusive verticals, has been a commendable endeavour towards an inclusive program intervention that addresses the diverse nature and extent of Housing shortage with differential socio-economic, housing condition and tenure status across scales of urban demography. While the vertical-wise policy prescriptions have addressed the different dimensions of Housing Shortage to a measurable extent, a retrospective appreciation of the program as it is unfolding in the State of Karnataka suggests some design deficits in policy and implementation that has tempered the penultimate objective of reaching ‘Housing for All’ leaving a large section of the urban poor householdsHousehold waiting for their turn to avail the returns that the program is striving to offer. The paper draws upon a people-centred field level appreciation of PMAY (Urban) in 61 towns of Bangalore Division in the State of Karnataka (excludes the Greater Bengaluru Metropolitan area), with the quintessential idea being to learn and put together in perspective the concerns and suggestions of all the stakeholdersStakeholders involved in this Housing process. While the issues are fairly historical, they assume deeper significance amidst an unprecedented political economy bargain that places the’urban poor’ population construct in a stifling paradox, along these key areas: (1) Availability of LandLand, Approaches to Housing interventions and the resultant implication for Urban poor in SlumsSlum versus Urban poor in Non-slumSlum areas (2) Urban Poor HouseholdsHousehold’ inevitability to access the Housing financeHousing finances market versus their inaccessibility due to informality of employment and inadequacy of income, and (3) Program Entitlement issues due to non-clear landLand titles despite income and housing povertyPoverty. An attempt has been made to suggest some people-centred accessibilityAccessibility approaches and tools that may have room for policy and program improvements in Housing the urban poor.

Keywords: Housing for all; Housing finance; Land for housing; Housing for poor; India (search for similar items in EconPapers)
Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-030-88881-7_16

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DOI: 10.1007/978-3-030-88881-7_16

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