Retail Central Bank Digital Currencies

Henri Arslanian ()

Chapter Chapter 10 in The Book of Crypto, 2022, pp 203-232 from Springer

Abstract: Abstract This chapter picks up where the previous chapter left off, shifting focus to explore some of the distinguishing characteristics that differentiate retail CBDCs from wholesale CBDCs. After reviewing the key differences between token-based and account-based CBDCs, we proceed with a series of examples for the following approaches to retail CBDC: decentralised, direct, synthetic, two-tier, and platform.

Date: 2022
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DOI: 10.1007/978-3-030-97951-5_10

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