From Digitized Citizen Ledger Finance to Citizen Fintech: Democratic Digitization and Its Possible Forms

Robert C. Hockett ()
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Robert C. Hockett: Cornell University

Chapter Chapter 8 in The Citizens' Ledger, 2022, pp 157-183 from Springer

Abstract: Abstract This chapter focuses on the more purely technical—“hardware”—side of the functional—“software”—changes outlined in Chapters 6 and 7 . It comprehensively describes platform and digital wallet design options, “account” versus “token” systems, “open” versus “closed” systems, and like matters. In the course of so doing it also describes what all countries in the world now digitizing their currency systems are doing. In effect, then, it is a comprehensive report on the “state of the art” where currency digitization and central bank digital currencies (“CBDC”) are concerned, all organized in a manner that tracks the functional design changes laid out in Chapters Chapters 6 and and 7 .

Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-030-99566-9_8

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DOI: 10.1007/978-3-030-99566-9_8

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