Regulatory Innovation in FinTech

Hung-Yi Chen ()
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Hung-Yi Chen: Meta Intelligence

Chapter Chapter 5 in Global Perspectives in FinTech, 2022, pp 79-95 from Springer

Abstract: Abstract The financial technology (FinTech) industry has grown rapidly over the last 10 years. On the one hand, the penetration of the internet and widespread adoption of smartphones have made it possible for people to complete transactions easily using mobile applications. On the other, it has been driven by the huge demand for financial services from underbanked or unbanked groups. But the market mechanism itself is not sufficient to protect consumers. In order to pursue the sustainable development of this new industry, this chapter aims to review the existing theories and academic discussion, as well as to explore potentially better options for FinTech governance.

Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-031-11954-5_5

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DOI: 10.1007/978-3-031-11954-5_5

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