Spain

Umberto Filotto ()
Additional contact information
Umberto Filotto: Tor Vergata University of Rome

Chapter 7 in The European Framework of Credit Intermediaries, 2026, pp 67-76 from Springer

Abstract: Abstract This chapter reviews the Spanish regulatory environment for credit intermediation. It discusses licensing requirements, consumer protection measures, and the supervisory responsibilities of national authorities. Consumer credit intermediaries, unlike residential immovable property credit intermediaries, are not required to register nor supervised by the Bank of Spain. Spain’s framework emphasizes transparency, disclosure of commissions, and the responsibilities of intermediaries in ensuring fair treatment of consumers. The chapter also highlights challenges such as regulatory fragmentation.

Keywords: Spain; Bank of Spain; credit brokers; licensing; consumer protection; transparency; financial supervision (search for similar items in EconPapers)
Date: 2026
References: Add references at CitEc
Citations:

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-032-05942-0_7

Ordering information: This item can be ordered from
http://www.springer.com/9783032059420

DOI: 10.1007/978-3-032-05942-0_7

Access Statistics for this chapter

More chapters in Springer Books from Springer
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().