Comparative Analysis

Umberto Filotto ()
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Umberto Filotto: Tor Vergata University of Rome

Chapter 9 in The European Framework of Credit Intermediaries, 2026, pp 93-102 from Springer

Abstract: Abstract This chapter synthesizes findings from the national chapters and offers a comparative analysis of the regulatory frameworks governing credit intermediation in Europe. It identifies key similarities and major differences among factors such as licensing requirements, professional standards, and transparency obligations, as well as supervisory structures. The chapter discusses challenges common across jurisdictions, including regulatory fragmentation, compliance costs, and the need to adapt to digital innovation. It also highlights best practices and potential pathways toward greater harmonization within the EU framework.

Keywords: comparative analysis; credit intermediation; EU regulation; licensing; supervision; harmonization; best practices (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-032-05942-0_9

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DOI: 10.1007/978-3-032-05942-0_9

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