Solving the Financing Difficulty of SMEs by Community Construction: Exploration of “3+1 Integrity Alliance”

Yan Li and Lin Wang ()
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Yan Li: Renmin University of China
Lin Wang: Beijing University of Posts and Telecommunications

Chapter Chapter 3 in Inclusive Finance in China, 2021, pp 77-125 from Springer

Abstract: Abstract The financing difficulty of SMEs has become the bottleneck that hinders the development of SMEs. Zhengzhou “3+1 Integrity Alliance” adheres to the principle of honesty, applies credit points and risk appraisal and guide member enterprises to carry out “self-organized” management, in order to achieve after-loan risk control. In this way, it has built itself into a financial service organization that controls, reduces and bears the SMEs credit risk. By means of community management, “3+1 Integrity Alliance” makes integrity valuable and provides precious experience on solving the financing difficulty of SMEs.

Date: 2021
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DOI: 10.1007/978-981-16-1788-1_3

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