Inclusive Banking: A Political Economy Approach

Lalitagauri Kulkarni () and Vasant Chintaman Joshi ()
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Lalitagauri Kulkarni: Gokhale Institute of Politics and Economics
Vasant Chintaman Joshi: Bank of India

Chapter Chapter 5 in Inclusive Banking In India, 2021, pp 99-117 from Springer

Abstract: Abstract The political economy of a country determines the long-term feasibility of any substantial change taking place in its financial inclusion space. In India, local political and social factors play an important role in microfinance. The political economy approach examines the competition among various institutions in the microfinance sector. The proposed inclusive banking model rests on the foundations rooted in the framework of political economy. The gaps and certain oddities in the implementation of inclusive finance are highlighted from political economy perspective, to ensure their elimination for a more efficient model of inclusive banking.

Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-33-6797-5_5

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DOI: 10.1007/978-981-33-6797-5_5

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