Some Forms of Insurance Products and Bonds

Charles Andoh ()
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Charles Andoh: University of Ghana Business School, Department of Finance

Chapter 3 in Fundamentals of Managing Risk and Insurance, 2026, pp 41-55 from Springer

Abstract: Abstract This chapter provides an overview of the principal types of insurance products available in the insurance market. It explains the nature, structure, and key design features of these products, with attention given to both general insurance and life insurance offerings. In addition, the chapter discusses bonds, three-party contractual arrangements that, while not classified as insurance products, perform related risk-transfer and guarantee functions. Their inclusion serves to highlight important conceptual and practical differences between insurance contracts and other financial instruments used for risk management.

Keywords: Bonds; General insurance products; Life insurance (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-95-4581-0_3

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DOI: 10.1007/978-981-95-4581-0_3

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