Research Prospect of E-commerce and Financial Payment

Qinghong Shuai (), Ruoxuan Huang (), Jiao Liu and Luyue Zhang
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Qinghong Shuai: Southwestern University of Finance and Economics
Ruoxuan Huang: Southwestern University of Finance and Economics, School of Finance
Jiao Liu: Southwestern University of Finance and Economics, School of Management Science and Engineering
Luyue Zhang: Southwestern University of Finance and Economics, School of Management Science and Engineering

Chapter 15 in Handbook of E-commerce in China, 2025, pp 233-251 from Springer

Abstract: Abstract This chapter, “Research prospect of e-commerce and financial payment,” explores future trends and challenges in the field, focusing on opportunities driven by technological innovations and the evolving international environment. The chapter begins by discussing advancements such as mobile payments, digital wallets, cross-border electronic payments, blockchain technology, artificial intelligence, and augmented and virtual reality. It also addresses the challenges posed by the changing international landscape, including environmental issues, and suggests countermeasures. The chapter further examines new opportunities arising from digitalization, including globalization, market expansion, personalization, customer experience innovation, and payment technology development. It concludes with an analysis of digital trade in new e-commerce forms and the development of e-commerce and financial payments in China, highlighting the global impact of the Chinese model.

Keywords: E-commerce; Financial payment; Technological innovation; Mobile payment; Digital wallets; Cross-border payments; Blockchain; Artificial intelligence; Augmented reality; Virtual reality; Environmental challenges; Digitalization; Globalization; Customer experience; Fintech; Digital trade; China’s development; Global impact (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-96-7629-3_15

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DOI: 10.1007/978-981-96-7629-3_15

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