Evaluating Financial Literacy Among Working Women in Pune: A Gender-Sensitive Approach

Vineeta Agrawal () and Manisha Agarwal ()
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Vineeta Agrawal: Lexicon Management Institute of Leadership and Excellence
Manisha Agarwal: School of Business, James Cook University

Chapter Chapter 24 in Innovation-Driven Business and Sustainability in the Tropics, 2023, pp 419-430 from Springer

Abstract: Abstract Financial literacy among women in India has been a topic of concern for many years, given the gender gap in financial inclusion and the lack of access to financial services for women. In present study, authors have presented an association of financial knowledge, financial behaviour, financial attitude, need for financial training and demographic factors towards the financial literacy level among working women in Pune, India. The sample size of 105 working women has been incorporated for the research. A structured questionnaire designed on a 5-point Likert scale has been used based on convenience and snowball sampling. The result of the analysis revealed that even if the women are earning well, this does not translate into them being financial decision makers. It was also found that financial knowledge does not reflect into any improvement in their financial attitude.

Keywords: Financial literacy; Financial knowledge; Financial attitude; Financial inclusion; Financial decision-making (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-99-2909-2_24

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DOI: 10.1007/978-981-99-2909-2_24

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