The Relationship Between Casa Ratio and Performance of the Commercial Banks in Vietnam

Bui Thi Thu Loan (), Le Phuong Anh, Dang Phuong Mai, Nguyen Chung Thuy and Tran Thi Kim Ngoc
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Bui Thi Thu Loan: Hanoi University of Industry
Le Phuong Anh: Hanoi University of Industry
Dang Phuong Mai: Academy of Finance
Nguyen Chung Thuy: Hanoi University of Industry
Tran Thi Kim Ngoc: Hanoi University of Industry

A chapter in Proceedings of the 4th International Conference on Research in Management and Technovation, 2024, pp 603-614 from Springer

Abstract: Abstract The research results provide evidence of a positive relationship between CASA and business performance on both the return on assets (ROA) and net profit margin (NIM) scales. Findings show technological innovation as well as the ability to digitize payment activities contribute to increasing the business effectiveness of banks. Besides, the factors of cost management capability (CIR), bad debt ratio (NPL), capital structure (DER), loan asset ratio (LAR), and deposit asset ratio (DAR) are also examined in the regression model. Based on the results, some discussions and future research directions are also proposed.

Keywords: Casa; Bank performance; Digital bank; Zero fee; Innovation (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-99-8472-5_54

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DOI: 10.1007/978-981-99-8472-5_54

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