Plastic Money

Wai Mun Fong and Benedict Koh

Chapter 8 in Managing Your Personal Finance:From Start of Career to Retirement and More, 2020, pp 53-58 from World Scientific Publishing Co. Pte. Ltd.

Abstract: Dear David,Every few days, my mailbox is stuffed with unsolicited credit card application forms. Credit cards must be big money for the banks. Somehow the banks know when your annual salary hits $30,000 (the minimum income to qualify for a basic credit card). From that point on, you can bet that your name is on the banks’ “hit list” for credit cards and consumer loans…

Keywords: Personal Finance; Investment; Managing Money; Retirement planning; College planning; Borrowing; Buying Bonds; Investing in Real Estate; Estate Planning (search for similar items in EconPapers)
JEL-codes: D14 (search for similar items in EconPapers)
Date: 2020
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