U.S. Homeownership Rates

Jaime Luque
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Jaime Luque: 1University of Wisconsin-Madison, USA

Chapter 8 in The Subprime Crisis:Lessons for Business Students, 2017, pp 63-69 from World Scientific Publishing Co. Pte. Ltd.

Abstract: Homeownership increased dramatically as mortgage loans were more widely available, but this was just one aspect of the economic conditions that made owning a home more accessible. Increasing the access to homeownership was one of the main goals the American government pursued beginning in the 1990s. Understanding how factors other than lower underwriting standards affect homeownership rates can help us figure out a more responsible way to reach that goal without the dangers of subprime lending…

Keywords: Subprime Crisis; Great Recession; 2009 Recession; Mortgage; Financial Market; Preventing Recession; 2009 Crisis; Interest Rates (search for similar items in EconPapers)
JEL-codes: G01 G1 (search for similar items in EconPapers)
Date: 2017
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