The Effect of Consensus on Demand for Voluntary Micro Health Insurance in Rural India

David Dror

Chapter 3 in Financing Micro Health Insurance:Theory, Methods and Evidence, 2018, pp 67-91 from World Scientific Publishing Co. Pte. Ltd.

Abstract: The following sections are included:Consensus on various issues related to the reasons for joining/not-joining varied across the target population.Individuals in the informal sector sought voluntary health insurance when they could participate with their peers in formulating collective perceptions of qualitative welfare gains.The factors which influenced the groups’ decisions to join the insurance were mainly qualitative, about the likelihood to experience certain cost-generating health events, and about the collective perception of the quality of care.

Keywords: Microinsurance; Micro Health Insurance; Health Insurance; Community-Based Health Insurance; CBHI; Demand for Health Insurance; Willingness to Pay for Health Insurance; Microinsurance Package Design; Implementation of CBHI; Business Case of Microinsurance (search for similar items in EconPapers)
JEL-codes: I13 I15 (search for similar items in EconPapers)
Date: 2018
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