Hardship Financing of Health Care Among Rural Poor in Orissa, India

David Dror

Chapter 9 in Financing Micro Health Insurance:Theory, Methods and Evidence, 2018, pp 169-186 from World Scientific Publishing Co. Pte. Ltd.

Abstract: The following sections are included:Survey of 5,383 rural households representing 25,606 individuals.Use of multivariate analysis to investigate factors influencing the risk of households to need hardship financing to finance their health care costs.The study refutes common economic theory that borrowing or selling assets would have immediate welfare gains in the sense that the ill person could be treated.Welfare gain from treatment of an ill person comes at a cost of welfare loss that extends over a much longer period of time if health care is financed by borrowing from moneylenders.

Keywords: Microinsurance; Micro Health Insurance; Health Insurance; Community-Based Health Insurance; CBHI; Demand for Health Insurance; Willingness to Pay for Health Insurance; Microinsurance Package Design; Implementation of CBHI; Business Case of Microinsurance (search for similar items in EconPapers)
JEL-codes: I13 I15 (search for similar items in EconPapers)
Date: 2018
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