Do Micro Health Insurance Units Need Capital or Reinsurance? A Simulated Exercise to Examine Different Alternatives

David Dror

Chapter 12 in Financing Micro Health Insurance:Theory, Methods and Evidence, 2018, pp 223-249 from World Scientific Publishing Co. Pte. Ltd.

Abstract: The following sections are included:Study based on a data set of a large health insurer in Ireland, containing more than 1.3 million insureds.Novel approach adopted of splitting the large data source into 535 small “virtual micro insurance units (MIUs)” to analyze each as a stand-alone entity.By having run 1,005 iterations of the original data set to obtain 535 virtual MIUs in each run, the total data yield in this experiment has been 537,675 virtual MIUs.

Keywords: Microinsurance; Micro Health Insurance; Health Insurance; Community-Based Health Insurance; CBHI; Demand for Health Insurance; Willingness to Pay for Health Insurance; Microinsurance Package Design; Implementation of CBHI; Business Case of Microinsurance (search for similar items in EconPapers)
JEL-codes: I13 I15 (search for similar items in EconPapers)
Date: 2018
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