Health Insurance Benefit Packages Prioritized by Low-Income Clients in India: Three Criteria to Estimate Effectiveness of Choice

David Dror

Chapter 13 in Financing Micro Health Insurance:Theory, Methods and Evidence, 2018, pp 253-270 from World Scientific Publishing Co. Pte. Ltd.

Abstract: The following sections are included:A total of 302 individuals from a number of villages and towns, organized in 24 groups, participated in a consensus-building exercise.Health care utilization data originated from 2,049 households that reported at least one illness episode during 3 months prior to the survey.The choices made by the respondents were reviewed using three criteria — the “reimbursement criterion”, the “fairness criterion”, and the “catastrophic protection criterion”.Such an exercise of simulating the impact of different rationing choices on household expenditure for health care, and the three criteria formulated to evaluate different choices, has not been attempted prior to the publication of this chapter.

Keywords: Microinsurance; Micro Health Insurance; Health Insurance; Community-Based Health Insurance; CBHI; Demand for Health Insurance; Willingness to Pay for Health Insurance; Microinsurance Package Design; Implementation of CBHI; Business Case of Microinsurance (search for similar items in EconPapers)
JEL-codes: I13 I15 (search for similar items in EconPapers)
Date: 2018
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Related works:
Journal Article: Health insurance benefit packages prioritized by low-income clients in India: Three criteria to estimate effectiveness of choice (2007)
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