Interest Rate Spreads and Mandatory Credit Allocations: Implications on Banks Loans to Small Businesses in Indonesia

Reza Siregar

No 2004-02, Centre for International Economic Studies Working Papers from University of Adelaide, Centre for International Economic Studies

Abstract: Recent studies have consistently shown that the East-Asian crisis-stricken countries have suffered from different degrees of credit crunch, particularly during the early stages of the crisis. However, only few of them have looked closely into the breakdowns of the loans and the roles of different groups of banks in explaining the rise and fall of bank lending, particularly to the small businesses during the post-1997 financial crisis. This paper aims to fill this void by looking at closely the recent development in Indonesia.

Keywords: Small-Scale Enterprises; Bank Loans; Interest Spreads; Mandatory Credit Allocation; State and Private National Banks; Indonesia (search for similar items in EconPapers)
JEL-codes: E51 E52 E58 (search for similar items in EconPapers)
Pages: 45 pages
Date: 2004-01
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (2)

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