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Enhancing ICT for Insurance in Africa

Simplice Asongu () and Nicholas Odhiambo ()

No 19/100, Working Papers of the African Governance and Development Institute. from African Governance and Development Institute.

Abstract: This study assesses how enhancing information and communication technology (ICT) affects life insurance and non-life insurance in a panel of forty-eight African countries with data for the period 2004-2014. The adopted ICT dynamics are: mobile phone penetration, internet penetration and fixed broadband subscriptions. The empirical evidence is based on Generalized Method of Moments. The results show that enhancing mobile phone penetration and fixed broadband subscriptions has a positive net effect on life insurance consumption while enhancing fixed broadband subscriptions also has a positive net impact of on non-life insurance penetration.

Keywords: Insurance; Information technology (search for similar items in EconPapers)
JEL-codes: I28 I30 L96 O16 O55 (search for similar items in EconPapers)
Pages: 20
Date: 2019-01
New Economics Papers: this item is included in nep-ias and nep-pay
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Forthcoming: Review of Development Finance

Downloads: (external link)
http://www.afridev.org/RePEc/agd/agd-wpaper/Enhanc ... urance-in-Africa.pdf Revised version, 2019 (application/pdf)

Related works:
Journal Article: Enhancing ICT for insurance in Africa (2019) Downloads
Working Paper: Enhancing ICT for Insurance in Africa (2019) Downloads
Working Paper: Enhancing ICT for Insurance in Africa (2019) Downloads
Working Paper: Enhancing ICT for insurance in Africa (2019) Downloads
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