CREDIT COUNSELING AND MORTGAGE LOAN DEFAULT BY RURAL AND URBAN LOW INCOME HOUSEHOLDS

Valentina M. Hartarska and Claudio Gonzalez-Vega

No 20740, 2001 Annual meeting, August 5-8, Chicago, IL from American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association)

Abstract: A competing risks model is implemented to establish the influence of cash flow-based counseling on mortgage loan repayment by rural and urban low-income households. Data from 405 counseled and non-counseled clients are used to test hypotheses about the effectiveness of counseling, duration of effects, and rural-urban differences.

Keywords: Financial; Economics (search for similar items in EconPapers)
Pages: 18
Date: 2001
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Persistent link: https://EconPapers.repec.org/RePEc:ags:aaea01:20740

DOI: 10.22004/ag.econ.20740

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