CREDIT ASSESSMENT AND RATIONING IN A FEDERAL LENDING FRAMEWORK

Rodney L. Brooks, Cesar Escalante (), James Epperson and Forrest E. Stegelin

No 20218, 2004 Annual meeting, August 1-4, Denver, CO from American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association)

Abstract: Empirical evidence on the Farm Service Agency's credit evaluation and minority lending practices are presented using actual borrower data during aftermath of 1997 class action suit by Black farmers. Results indicate non-applicability of conventional credit assessment methods of private lenders, thus reinforcing FSA's role as lender of last resort.

Keywords: Agricultural; Finance (search for similar items in EconPapers)
Pages: 22
Date: 2004
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Persistent link: https://EconPapers.repec.org/RePEc:ags:aaea04:20218

DOI: 10.22004/ag.econ.20218

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