The Competitiveness of Farm Credit Markets in a Deregulated Environment

Charles B. Dodson and Steven R. Koenig

No 19479, 2005 Annual meeting, July 24-27, Providence, RI from American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association)

Abstract: Despite the proliferation of banking offices occurring since banking deregulation, about one-third of all counties in the US were still considered to have little competition with respect to agricultural credit. Counties considered less competitive were located in regions where farming is less prevalent; Northeast, Mid-Atlantic, Appalachia, and Southeast. There was no evidence that farm interest rates charged by commercial banks were higher regions with less competition. Higher FCS interest rates in counties with less competitive suggested that full-time commercial-size farms may be disadvantaged by a lack of credit market competition.

Keywords: Agricultural; Finance (search for similar items in EconPapers)
Pages: 20
Date: 2005
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Persistent link: https://EconPapers.repec.org/RePEc:ags:aaea05:19479

DOI: 10.22004/ag.econ.19479

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