 Assessing the Social Performance of Microfinance Using QUIP: Findings From Huancayo, Chimbote and Cajamarca, PeruKatie Revolledo-Wright No 23756, Working Papers from University of Sussex, Imp-Act: Improving the Impact of Microfinance on Poverty: Action Research Program Abstract: There is already substantial evidence to suggest that microfinance has polarising effects (Buckley, 1997, Copestake, 2002, Hulme, 2000 Marr, 2002; Wright, 2001). This should come as no surprise. Whilst every effort should be made to reduce negative impacts, it is inevitable that some clients will benefit more than others. Research needs to be designed in such a way as to reveal the reasons behind diverse impact. This paper draws upon a series of studies of village banking programmes in Peru to argue in favour of using a qualitative indepth individual interview protocol (QUIP) to reveal and analyse diverse impact. It finds that those least able to benefit were low-income women with dependent children. In addition, those clients exiting the programme did so due to an inability to repay loans due to their own ill health or that of their relatives, pointing to the importance of kinship obligations and the highly gendered dimension of health care which prevents them from using loans for their own businesses. Conflict within groups was found to be another major reason for exit. Keywords: Financial; Economics (search for similar items in EconPapers) Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:ags:usuxwp:23756 Access Statistics for this paper More papers in Working Papers from University of Sussex, Imp-Act: Improving the Impact of Microfinance on Poverty: Action Research Program Contact information at EDIRC. |
Is your work missing from RePEc? Here is how to contribute.
Questions or problems? Check the EconPapers FAQ or send mail to .
EconPapers is hosted by the
School of Business at Örebro University.