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Rosca Participation in Benin: a Commitment Issue

Olivier Dagnelie () and Philippe LeMay-Boucher ()

UFAE and IAE Working Papers from Unitat de Fonaments de l'Anàlisi Econòmica (UAB) and Institut d'Anàlisi Econòmica (CSIC)

Abstract: In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit ASsociations. We provide anecdotal pieces of evidence, descriptive statistics, FIML regressions and matching estimates which tend to indicate that most individuals use their participation in a rosca as a device to commit themselves to save money and to deal with self-control problems.

Keywords: ROSCA; self-control; commitment device; Benin (search for similar items in EconPapers)
JEL-codes: G2 O16 O17 (search for similar items in EconPapers)
Pages: 40
Date: 2008-02-10
New Economics Papers: this item is included in nep-afr, nep-dev, nep-mfd and nep-soc
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Related works:
Journal Article: Rosca Participation in Benin: A Commitment Issue (2012) Downloads
Working Paper: Rosca Participation in Benin: a Commitment Issue (2008) Downloads
Working Paper: Rosca Participation in Benin: a Commitment Issue (2005) Downloads
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Persistent link: https://EconPapers.repec.org/RePEc:aub:autbar:735.08

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