Deposit Insurance and Financial Inclusion: Current Trends in Insuring Digital Stored-Value Products

International Association of Deposit Insurers

No 20-03, IADI Research Papers from International Association of Deposit Insurers

Abstract: The rapidly evolving availability of DSPs as a mechanism to foster financial inclusion has raised the attention of deposit insurers, given their role in protecting small depositors. Although DSPs and deposits have similar characteristics from the consumer’s perspective, deposit insurers are analysing the situation carefully as they could become involved in insuring DSPs under potential new scenarios that include non-bank providers outside the traditional financial system.

Keywords: deposit insurance; bank resolution (search for similar items in EconPapers)
JEL-codes: G21 G33 (search for similar items in EconPapers)
Date: 2020-03
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