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The Cross border Household Finance Consumption Survey: Results from the third wave

Yiwen Chen (), Thomas Mathä (), Giuseppe Pulina and Michael Ziegelmeyer ()

No 154, BCL working papers from Central Bank of Luxembourg

Abstract: This report presents the methodology and main descriptive results from the third wave of the Cross-border Household Finance and Consumption Survey (XB-HFCS) conducted in 2018. This is a household survey of employees in Luxembourg who live abroad and regularly commute across the border. We analyse the composition and level of household assets and liabilities, net wealth and income, and compare them to those of similar households (including at least one employee) whether resident in Luxembourg or in one of the bordering countries. Compared to households employed in their country of residence, cross-border commuters reported higher median gross income, homeownership rates and wealth. Around 10% of cross-border commuters lived in Luxembourg before they moved to Belgium, France or Germany (usually their country of birth).

Keywords: Cross-border commuters; households; survey; assets; liabilities; wealth; income. (search for similar items in EconPapers)
JEL-codes: C81 C83 D14 D31 G51 J61 (search for similar items in EconPapers)
Pages: 106 pages
Date: 2021-02
New Economics Papers: this item is included in nep-lab
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