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The survey of financial competences (ECF): description and methods of the 2016 wave

Olympia Bover (), Laura Hospido () and Ernesto Villanueva ()

No 1909, Occasional Papers from Banco de España

Abstract: The Survey of Financial Competences (ECF) is a joint initiative of the Banco de España and the Comisión Nacional del Mercado de Valores (CNMV) aimed at measuring the financial competences of the adult population in Spain. Between 2016 and 2017, information has been collected for a large sample provided by the National Statistical Institute of randomly selected individuals, and representative of the whole Spanish population between 18 and 79 years of age and of each of its regions. This paper provides a detailed description of the most relevant methodological aspects in the design and implementation of the survey: the sample design, the questionnaire, the data collection process, the validation of the data, the computation of weights, and the imputation procedure.

Keywords: financial competences; personal finance; household finance; data collection; imputation; weights (search for similar items in EconPapers)
JEL-codes: C81 D14 (search for similar items in EconPapers)
Pages: 30 pages
Date: 2019-05
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