Capital Markets Union and the fintech opportunity
Silvia Merler () and
Policy Contributions from Bruegel
Complementing Europe’s bank-based system with deeper capital markets and more cross-border financial integration promises benefits, but despite long-running debate and policy action, financial system change remains slow. Fintech has the potential to change financial intermediation structures substantially. It could disrupt existing financial intermediation with new business models empowered by intelligent algorithms, big data, cloud computing and artificial intelligence. Lower costs and potentially better consumer experiences could be the driving forces....
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Journal Article: Capital Markets Union and the Fintech Opportunity (2018)
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Persistent link: https://EconPapers.repec.org/RePEc:bre:polcon:21961
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