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Implementing Income Verification in Australia

Yogi Vidyattama, Robert Tanton, Alan Duncan () and Ross Gayler ()
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Ross Gayler: Scoring Solutions, Veda Advantage

No 13/20, NATSEM Working Paper Series from University of Canberra, National Centre for Social and Economic Modelling

Abstract: The recent credit crunch and global recession has forced Governments to consider implementing compulsory income verification for loan applicants. This paper analyses the different methods used in UK and US for income verification and highlights the issues in implementing each method. Finally, each of the methods is assessed in looking at applying a method in Australia. The paper concludes that a modelling approach to income verification will work for the most people

Keywords: Financial Institution; Government Regulation; Income Verification (search for similar items in EconPapers)
JEL-codes: G31 G38 D14 G32 (search for similar items in EconPapers)
Date: 2013-01
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