El destino de las remesas en Ecuador: Un análisis microeconómico sobre los factores que determinan su utilización en actividades de inversión

Guido Gabriel González Casares (), Marlon Andrés Viera Mendoza () and Xavier Ordenana Rodríguez ()

No 7122, Revista de Economía del Caribe from Universidad del Norte

Abstract: In the present work, the topic of remittances was analyzed froma microeconomic point of view. After the important role of theremittances in the national economy had already emphasized, weproceeded to investigate what are the main determinants that explaintheir investment degree at a national level; this mean, those factors thatinfluence in the remittances recipient agent decision for consume orinvest such income. The period of analysis cover the years 2007, 2008and 2009. During the fieldwork, we found evidence that the majorityof the remittances goes to current consume expenditures (75%) andonly a 21% is destined to investment. Through an econometric model,it was possible to conclude that seven factors cause in a positive anddirect form the investment percentage that a common remittancesrecipient agent can achieve in Ecuador. Taking in account the results ofthe model, the Ecuadorian representative recipient agent could investuntil the 10% of the remittances received from rest of the world.En este trabajo se analizó el tema de las remesas desde un punto devista microeconómico. Luego de destacar el importante papel quecumplen las remesas en la economía nacional, se procedió a investigarcuáles son los determinantes que explican su grado de inversión a nivelnacional; es decir, aquellos factores que influyen en la decisión delagente receptor de remesas para consumir o invertir dicho ingreso. Elperiodo de análisis comprende los anos 2007, 2008 y 2009. Durante lainvestigación de campo se encontró evidencia de que la mayor parte delas remesas se destina a gastos de consumo corriente (75%) y apenasun 21% a la inversión. A través de un modelo econométrico se pudoconcluir que son 7 los factores que afectan positiva y directamenteel porcentaje de inversión que puede alcanzar un agente receptor deremesas en Ecuador. Tomando en cuenta los resultados del modelo,el agente receptor representativo de Ecuador puede llegar a invertirhasta el 10% de las remesas que recibe del exterior.

Keywords: Remittances; investment; remittances uses; recipient agents.Remesas; inversión; destino de remesas; agentes receptores. (search for similar items in EconPapers)
JEL-codes: E21 E22 F24 O12 O15 Y40 (search for similar items in EconPapers)
Pages: 37
Date: 2009-11-29
References: View complete reference list from CitEc
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Persistent link: https://EconPapers.repec.org/RePEc:col:000382:007122

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