Measuring Racial/Ethnic Retirement Wealth Inequality

Wenliang Hou and Geoffrey Sanzenbacher

No 20202, Working Papers, Center for Retirement Research at Boston College from Center for Retirement Research

Abstract: As the U.S. population becomes more diverse, it will be increasingly important for policymakers addressing Social Security’s solvency to understand how reliant various racial and ethnic groups will be on the program versus other sources of retirement wealth. Yet, to date, studies on retirement wealth have tended not to focus on race and ethnicity, have largely ignored the role of Social Security, or have excluded the most recent cohort approaching retirement – the Late Boomers. This project uses data from the Health and Retirement Study (HRS) to document the retirement resources of white, black, and Hispanic households at various points in the wealth distribution for five HRS cohorts of 51-56 year olds between 1992 and 2016.

Pages: 27 pages
Date: 2020-01
New Economics Papers: this item is included in nep-age and nep-dem
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