Bank risk-taking, securitization, supervision and low interest rates: Evidence from the euro area and the U.S. lending standards

Angela Maddaloni and Jose-Luis Peydro

No 1248, Working Paper Series from European Central Bank

Abstract: Using a unique dataset of the Euro area and the U.S. bank lending standards, we find that low (monetary policy) short-term interest rates soften standards, for household and corporate loans. This softening JEL Classification: G01, G21, G28, E44, E5

Keywords: bank capital; Financial Stability; Lending standards; monetary policy; securitization (search for similar items in EconPapers)
Date: 2010-10
New Economics Papers: this item is included in nep-ban, nep-cba, nep-eec, nep-mac and nep-mon
Note: 282957
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (37)

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Related works:
Journal Article: Bank Risk-taking, Securitization, Supervision, and Low Interest Rates: Evidence from the Euro-area and the U.S. Lending Standards (2011)
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Persistent link: https://EconPapers.repec.org/RePEc:ecb:ecbwps:20101248

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