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The African Financial Development and Financial Inclusion Gaps

Franklin Allen, Elena Carletti, Robert Cull (), Jun Qian, Lemma Senbet and Patricio Valenzuela ()
Additional contact information
Franklin Allen: University of Pennsylvania
Elena Carletti: Bocconi University
Jun Qian: Boston College
Lemma Senbet: University of Maryland

Working Papers from University of Pennsylvania, Wharton School, Weiss Center

Abstract: This paper investigates the African financial development and financial inclusion gaps relative to other peer developing countries. Using a set of variables related to financial development and inclusion, we first estimate the gaps between African countries and other developing countries with similar degrees of economic development. Then, we explore the determinants of financial development and inclusion and find that population density appears to be considerably more important for financial development and inclusion in Africa than elsewhere. We then show evidence that a recent innovation in financial services, mobile banking, has helped to overcome infrastructural problems and improve financial access.

JEL-codes: G02 (search for similar items in EconPapers)
Date: 2013-09
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Related works:
Journal Article: The African Financial Development and Financial Inclusion Gaps (2014) Downloads
Working Paper: The African financial development and financial inclusion gaps (2014) Downloads
Working Paper: The African Financial Development and Financial Inclusion Gaps (2013) Downloads
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Persistent link: https://EconPapers.repec.org/RePEc:ecl:upafin:13-29

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