Bank presence and health
Kim Fe Cramer
LSE Research Online Documents on Economics from London School of Economics and Political Science, LSE Library
This paper demonstrates that increasing bank presence in underserved areas can substantially improve households’ health. I apply a regression discontinuity design to a policy of the Reserve Bank of India. Six years after the policy introduction, treatment districts have 19% more branches than control districts. Households’ probability of suffering from a non-chronic disease in a given month is 36% lower. I show evidence that two understudied aspects of banking play a role: banks provide health insurance to households and credit to hospitals. In equilibrium, I observe an increase in health care demand and supply.
Keywords: financial development; banks; health; insurance; credit (search for similar items in EconPapers)
JEL-codes: G21 I10 O16 (search for similar items in EconPapers)
Pages: 81 pages
New Economics Papers: this item is included in nep-ban, nep-dev, nep-fdg, nep-inv and nep-mfd
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Persistent link: https://EconPapers.repec.org/RePEc:ehl:lserod:119194
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