Funding energy efficiency in EU housing: the role of borrower-based measures

Reiner Martin and Pierre Monnin

LSE Research Online Documents on Economics from London School of Economics and Political Science, LSE Library

Abstract: Buildings account for approximately 40% of the EU’s total energy consumption and around one-third of its energy-related greenhouse gas emissions. Therefore, if the EU’s climate strategy is to succeed, it will need to improve the energy performance of Europe’s building stock. The task is particularly urgent given that 75% of the building stock is energy-inefficient, and nearly one-fifth of the EU population live in homes that are not comfortably warm in winter. This policy brief draws on new research covering Slovakia, Latvia and Hungary to explore how borrower-based measures (BBMs) can support energy-efficient renovation. The authors argue that significant increases in renovation finance need not involve a trade-off with financial stability.

JEL-codes: F3 G3 J01 N0 R14 (search for similar items in EconPapers)
Pages: 10 pages
Date: 2026-07-21
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Persistent link: https://EconPapers.repec.org/RePEc:ehl:lserod:140308

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