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Earnings Experience and its Impact on 401(k) Contribution Behavior: The Roles of Earnings Shocks, Spousal Behavior and Pension Plan Details

Teresa Ghilarducci (), Joelle Saad-Lessler and Gayle Reznik
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Gayle Reznik: Schwartz Center for Economic Policy Analysis (SCEPA), http://www.economicpolicyresearch.org

No 2015-01, SCEPA working paper series. from Schwartz Center for Economic Policy Analysis (SCEPA), The New School

Abstract: When it comes to making contributions to their retirement savings, people's anxiety overcomes inertia. This study finds that while workers may tend toward a path of least resistance, economic shocks, spousal behavior, and changes in pension plan details continuously cause changes in 401(k) contributions.

Keywords: Retirement; 401(k); Pensions; Shocks (search for similar items in EconPapers)
JEL-codes: D63 E21 H55 J26 J32 (search for similar items in EconPapers)
Pages: 35 pages
Date: 2015-05
New Economics Papers: this item is included in nep-age and nep-mac
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Persistent link: https://EconPapers.repec.org/RePEc:epa:cepawp:2015-01

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