Retirement and the economic well-being of the elderly: a British perspective

Stephen Jenkins, Elena Bardasi and John A. Rigg

No 2000-33, ISER Working Paper Series from Institute for Social and Economic Research

Abstract: Little is known about the income dynamics and retirement in Britain, in part because of a lack of data. The information is of some topical interest given the growing number of elderly people, the trend towards earlier retirement, the decline in the value of the basic state pension and the growing reliance on occupational and private pensions, and continuing relatively high poverty rates among the elderly. This paper considers the important question of income and retirement and, in particular, the association between transitions into retirement and the probability of becoming poor. It is based on longitudinal data from the British Household Panel Survey waves 1-7, covering 1991-1997. We also aim to relate differences in poverty entry probabilities among the retired to differences in factors such as a retiree's health, housing tenure, age and sex, education, labour market status and history (and hence routes into retirement) household composition and spouse's characteristics

Date: 2000-10-01
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