Graduation Incentives Through Conditional Student Loan Forgiveness

Ulla Hämäläinen, Kristian Koerselman and Roope Uusitalo

Working Papers from eSocialSciences

Abstract: The paper evaluates a Finish student financing reform which created substantial financial incentives for on-time graduation, and had the side effect of turning expected nominal interest rates on student loans strongly negative. The paper finds that both the timing of graduation and the take-up of loans remained unaffected by the reform. This is consistent with earlier findings in the literature that students do not seem to process financial incentives well when framed as a loan.

Keywords: higher education; student finance; incentives; pace of studies; student loans (search for similar items in EconPapers)
Date: 2017-12
Note: Institutional Papers
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (1)

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Working Paper: Graduation Incentives Through Conditional Student Loan Forgiveness (2017)
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