Experimentando microcrédito: uma análise do impacto do crediAMIGO sobre acesso a crédito

Marcelo Neri and André Luiz Medrado

No 608, FGV EPGE Economics Working Papers (Ensaios Economicos da EPGE) from EPGE Brazilian School of Economics and Finance - FGV EPGE (Brazil)

Abstract: The present thesis has the objective of deal with the theme of microcredits and analyze his most successful experience in Brazil, the Banco do Nordeste’s CrediAMIGO. There is a description of the program and one quantitative analysis of his performance, which will be made using a data base composed by the Ecinf survey inplemented in 1997 and of 2003, using the method of differences in differences applied with logistic regressions . Our substantive conclusion is that there is an high scale microcredit experience in Brazil based on social collateral that generated a relative access to credit in the poorest region of the country at superior rates from the rest of the country.

Date: 2005-12-01
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