How do reciprocal deposit networks interact with deposit insurance?

Christine Docherty and Alessio Saretto

Dallas Fed Economics from Federal Reserve Bank of Dallas

Abstract: Reciprocal deposit networks are designed to increase the total amount eligible for FDIC deposit insurance. In recent years, growth of the networks has accelerated, prompting a re-evaluation of the existing deposit insurance framework and raising at least three questions.

Keywords: banking; consumer finance; deposits; deposit insurance (search for similar items in EconPapers)
Date: 2025-08-05
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Persistent link: https://EconPapers.repec.org/RePEc:fip:d00001:101403

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