Tokenized deposits could affect bank liquidity, maturity transformation

Rosie Levy and Srini Ramaswamy
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Rosie Levy: https://www.dallasfed.org/research/economists/levy

Dallas Fed Economics from Federal Reserve Bank of Dallas

Abstract: Development of faster payment infrastructure has accelerated in recent years. Real-time payment options for individuals and businesses have grown substantially, including the Federal Reserve's FedNow platform allowing instant payment processing for eligible banks and credit unions.

Date: 2026-08-25
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