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Student loan debt and economic outcomes

Daniel H. Cooper and J. Christina Wang

No 14-7, Current Policy Perspectives from Federal Reserve Bank of Boston

Abstract: This policy brief examines the impact of student loan debt on individuals' homeownership status and wealth accumulation, employing a rich set of financial and demographic variables that are not available in many of the existing studies that use credit bureau data. It is important to understand whether and, if so, how student loan debt affects households' economic decisions because student loan debt has now surpassed credit card debt to become the second largest amount of household debt outstanding after mortgage debt.

JEL-codes: E20 E21 (search for similar items in EconPapers)
Pages: 38 pages
Date: 2014-10-01
New Economics Papers: this item is included in nep-mac
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