Are Recently Issued Credit Card Accounts More Risky?

Joanna Stavins

No 25-6, Current Policy Perspectives from Federal Reserve Bank of Boston

Abstract: The author uses Federal Reserve data on the majority of credit card accounts issued by US banks to investigate whether, in recent years versus before the pandemic, credit cards have been issued to consumers who are less (or more) likely to pay off their debts.

Keywords: credit cards; delinquency rates; credit scores (search for similar items in EconPapers)
JEL-codes: D14 E42 G21 G51 (search for similar items in EconPapers)
Pages: 9
Date: 2025-04-02
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