Public Policy Discussion Paper

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13-9: Security of retail payments: the new strategic objective

Joanna Stavins

13-8: Is monetary policy overburdened?

Athanasios Orphanides

13-7: The Credit CARD Act of 2009: what did banks do?

Vikram Jambulapati and Joanna Stavins

13-6: Changes in U.S. household balance sheet behavior after the housing bust and Great Recession: evidence from panel data

Daniel Cooper

13-5: The role of banks in the transmission of monetary policy

Joe Peek and Eric Rosengren

13-4: Wealth shocks and macroeconomic dynamics

Daniel Cooper and Karen E. Dynan

13-3: Economic distress and resurgence in U.S. central cities: concepts, causes, and policy levers

Yolanda Kodrzycki and Ana Patricia Munoz

13-2: The role of proximity in foreclosure externalities: evidence from condominiums

Lynn Fisher, Lauren Lambie-Hanson and Paul Willen

13-1: When does delinquency result in neglect?: mortgage delinquency and property maintenance

Lauren Lambie-Hanson

12-10: Payment size, negative equity, and mortgage default

Andreas Fuster and Paul Willen

12-9: Why don’t most merchants use price discounts to steer consumer payment choice?

Tamás Briglevics and Oz Shy

12-8: Labor-market polarization over the business cycle

Christopher Foote and Richard W. Ryan

12-7: A psychological perspective of financial panic

Anat Bracha and Elke U. Weber

12-6: Who gains and who loses from the 2011 debit card interchange fee reform?

Oz Shy

12-5: Foreclosure externalities: some new evidence

Kristopher Gerardi, Eric Rosenblatt, Paul Willen and Vincent Yao

12-4: Shifting confidence in homeownership: the Great Recession

Anat Bracha and Julian Jamison

12-3: The Supplemental Security Income Program and welfare reform

Lucie Schmidt

12-2: Why did so many people make so many ex post bad decisions?: the causes of the foreclosure crisis

Christopher Foote, Kristopher Gerardi and Paul Willen

12-1: Effects of credit scores on consumer payment choice

Fumiko Hayashi and Joanna Stavins

11-10: Account-to-account electronic money transfers: recent developments in the United States

Oz Shy

11-9: Do borrower rights improve borrower outcomes?: evidence from the foreclosure process

Kristopher Gerardi, Lauren Lambie-Hanson and Paul Willen

11-8: Economic literacy and inflation expectations: evidence from a laboratory experiment

Mary Burke and Michael Manz

11-7: Quantifying the role of federal and state taxes in mitigating income inequality

Daniel Cooper, Byron F. Lutz and Michael Palumbo

11-6: Securitization and moral hazard: evidence from credit score cutoff rules

Ryan Bubb and Alex Kaufman

11-5: Classroom peer effects and student achievement

Mary Burke and Tim Sass

11-4: An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks

Scott Schuh, Oz Shy, Joanna Stavins and Robert Triest

11-3: Oil and the macroeconomy in a changing world: a conference summary

Christopher Foote and Jane Sneddon Little

11-2: Adopting, using, and discarding paper and electronic payment instruments: variation by age and race

Ronald J. Mann

11-1: The 2009 survey of consumer payment choice

Kevin Foster, Erik Meijer, Scott Schuh and Mike Zabek

10-6: A profile of the mortgage crisis in a low-and-moderate-income community

Lynn Fisher, Lauren Lambie-Hanson and Paul Willen

10-5: Reasonable people did disagree: optimism and pessimism about the U.S. housing market before the crash

Christopher Foote, Kristopher Gerardi and Paul Willen

10-4: $1.25 Trillion is still real money: some facts about the effects of the Federal Reserve’s mortgage market investments

Andreas Fuster and Paul Willen

10-3: Who gains and who loses from credit card payments?: theory and calibrations

Scott Schuh, Oz Shy and Joanna Stavins

10-2: Mobile payments in the United States at retail point of sale: current market and future prospects

Marianne Crowe, Marc Rysman and Joanna Stavins

10-1: Person-to-person electronic funds transfers: recent developments and policy issues

Oz Shy

09-11: Jobs in Springfield, Massachusetts: understanding and remedying the causes of low resident employment rates

Marques Benton, Lynn E. Browne, Prabal Chakrabarti, DeAnna Green, Yolanda Kodrzycki, Ana Patricia Munoz, Richard Walker and Bo Zhao

09-10: The 2008 Survey of Consumer Payment Choice

Kevin Foster, Erik Meijer, Scott Schuh and Mike Zabek

09-9: Impending U.S. spending bust?: the role of housing wealth as borrowing collateral

Daniel Cooper

09-8: TIPS scorecard: are TIPS accomplishing what they were supposed to accomplish?: can they be improved?

Michelle Barnes, Zvi Bodie, Robert Triest and J. Christina Wang

09-7: Did easy credit lead to economic peril?: home equity borrowing and household behavior in the early 2000s

Daniel Cooper

09-6: Reinvigorating Springfield's economy: lessons from resurgent cities

Marques Benton, Lynn E. Browne, Prabal Chakrabarti, DeAnna Green, Yolanda Kodrzycki, Ana Patricia Munoz, David Plasse, Richard Walker and Bo Zhao

09-5: Securitization and moral hazard: evidence from a lender cutoff rule

Ryan Bubb and Alex Kaufman

09-4: Why don't lenders renegotiate more home mortgages?: redefaults, self-cures, and securitization

Manuel Adelino, Kristopher Gerardi and Paul Willen

09-3: Reviving mortgage securitization: lessons from the Brady Plan and duration analysis

Fabià Gumbau-Brisa and Catherine Mann

09-2: Reducing foreclosures

Christopher Foote, Kristopher Gerardi, Lorenz Goette and Paul Willen

09-1: Making sense of the subprime crisis

Kristopher Gerardi, Andreas Lehnert, Shane Sherlund and Paul Willen

08-6: Subprime mortgages, foreclosures, and urban neighborhoods

Kristopher Gerardi and Paul Willen

08-5: Summary of the workshop on Consumer Behavior and Payment Choice

Scott Schuh and Joanna Stavins

08-4: A new approach to raising Social Security’s earliest eligibility age

Kelly Haverstick, Margarita Sapozhnikov, Robert Triest and Natalia Zhivan

08-3: Negative equity and foreclosure: theory and evidence

Christopher Foote, Kristopher Gerardi and Paul Willen