Anatomy of a fair-lending exam: the uses and limitations of statistics
Paul S. Calem and
Stanley D. Longhofer
No 0003R, Working Papers (Old Series) from Federal Reserve Bank of Cleveland
In this paper, we consider the role of statistical analysis in fair-lending compliance examinations. We present a case study of an actual fair-lending examination of a large mortgage lender, demonstrating how statistical techniques can be a valuable tool in focusing examiner efforts to either uncover illegal discrimination or exonerate an institution so accused.
Keywords: Discrimination in mortgage loans; Mortgages (search for similar items in EconPapers)
Date: 2000, Revised 2000-07-30
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