Anatomy of a fair-lending exam: the uses and limitations of statistics

Paul S. Calem and Stanley D. Longhofer

No 0003R, Working Papers (Old Series) from Federal Reserve Bank of Cleveland

Abstract: In this paper, we consider the role of statistical analysis in fair-lending compliance examinations. We present a case study of an actual fair-lending examination of a large mortgage lender, demonstrating how statistical techniques can be a valuable tool in focusing examiner efforts to either uncover illegal discrimination or exonerate an institution so accused.

Keywords: Discrimination in mortgage loans; Mortgages (search for similar items in EconPapers)
Date: 2000
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://doi.org/10.26509/frbc-wp-200003R Persistent link
https://www.clevelandfed.org/-/media/project/cleve ... f-statistics-pdf.pdf Full text (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:fip:fedcwp:0003

Ordering information: This working paper can be ordered from

DOI: 10.26509/frbc-wp-200003R

Access Statistics for this paper

More papers in Working Papers (Old Series) from Federal Reserve Bank of Cleveland Contact information at EDIRC.
Bibliographic data for series maintained by 4D Library ().