Credit, debit, or ACH: consequences & liabilities a comparison of the differences in consumer liabilities

Ann H. Spiotto

No EPS-2001-3, Occasional Paper; Emerging Payments from Federal Reserve Bank of Chicago

Abstract: A number of recent initiatives have encouraged use of debit cards and ACH debits/credits for Internet sales transactions. This paper outlines the different statutory and regulatory protections available to consumers and financial institution based upon the method by which payment is made.

Keywords: Credit cards; Clearinghouses (Banking); Debit cards (search for similar items in EconPapers)
Date: 2001
New Economics Papers: this item is included in nep-pke
References: Add references at CitEc
Citations: View citations in EconPapers (1)

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:fip:fedhop:eps-2001-3

Ordering information: This working paper can be ordered from

Access Statistics for this paper

More papers in Occasional Paper; Emerging Payments from Federal Reserve Bank of Chicago Contact information at EDIRC.
Bibliographic data for series maintained by Lauren Wiese ().